If you were one of the 36.5% of new car purchasers who took out a 73+ month loan earlier this year, you're not alone. An Edmunds analysis found that car buyers are looking for longer repayment terms.

A secured loan can help borrowers with weak credit or low income get financing, but there are definite trade-offs.

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Since everyone's situation is different, the answer depends on what's available to you. Before you decide, do a little legwork. Cross-shopping loans isn't as fun as cross-shopping new vehicles, but it ...

*Rates and APYs are subject to change. All information provided here is accurate as of September 29, 2026. The companies listed below stood out after we researched and evaluated the respective merits ...