If you have bad or no credit, federal student loans are a smart first option, because most don’t require a credit check to qualify. Federal student loans also offer flexible repayment options, fixed ...

Students with bad or no credit could still be elligible for private student loans, but they should consider options like federal loans and scholarships first.

Most federal student loans don’t require a credit check and offer benefits private loans don’t provide. A creditworthy cosigner can help you qualify for a private student loan and secure a low ...

Find out how you can get a loan with bad credit. Learn how to get approved, how to choose a lender and the rates and fees you can expect from personal loans for bad credit.

CNBC Select has chosen the best private student loans for applicants with bad or no credit, focusing on rates, eligibility requirements, terms, repayment options and other criteria. For more on how we ...

Most private undergraduate student loans require a cosigner, who shares equal responsibility for repayment. Having a cosigner can help students access lower interest rates and better repayment options ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Adding a cosigner to a personal loan often results in lower interest rates and better approval odds. Cosigners generally have strong credit and stable income. If you fail to pay, the cosigner is ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.