Want to use your home equity to pay for a project or refinance debt? Shop NerdWallet’s expert picks for the best home equity loans. Better earned top marks, and our research can help you find options ...

Home equity interest rates are priced to a different benchmark than primary mortgage rates. First-lien mortgage rates are guided by the 10-year Treasury, while second mortgage rates are based on the ...

American homeowners with a mortgage are sitting on close to $17.9 trillion in home equity, which equates to an average of roughly $310,000 per borrower, according to a report published in July 2026 by ...

According to the June 2026 ICE Mortgage Monitor report, American homeowners tapped their home equity at the highest Q1-level in five years, as more and more homeowners chose not to give up low rates ...