Want to use your home equity to pay for a project or refinance debt? Shop NerdWallet’s expert picks for the best home equity loans. Better earned top marks, and our research can help you find options ...

Compare home equity loan pros and cons, including rates, closing costs and foreclosure risk, and learn when borrowing against your home makes sense.

Use this calculator to find out how much money you might be able to borrow with a home equity loan and what it might cost. A home equity loan is a kind of second mortgage secured by your home. The ...

American homeowners with a mortgage are sitting on close to $17.9 trillion in home equity, which equates to an average of roughly $310,000 per borrower, according to a report published in July 2026 by ...

Interest rates have been falling across the board lately — on mortgage loans, on savings accounts, and, lucky for homeowners, on home equity products, too. The latter have dipped quite a bit, actually ...

They can be a smart way to borrow, provided you’re aware of the risks.

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A home equity loan is a second mortgage that lets you borrow against your home's value as a lump sum. Home equity loans are best for large, one-time expenses like renovations or debt consolidation.