The Education Department is preparing to restart collections efforts against defaulted student loan borrowers, according to recent reports. But borrowers have options.

The Trump administration is getting ready to start going after the wages and benefits of borrowers who are in default on their federal student loans.

In March 2026, student loan borrowers in default were up 1.3 million from the previous quarter. Negative credit reporting starts after 90 days of missed payments, and loans default after 270 days. The ...

Federal student loan garnishments resume soon. Here are the options to prevent up to 15% of your wages being withheld.

Respondents say student loan debt is straining relationships, stunting financial progress and causing them to put life on hold. Student loans can open up access and create opportunities, allowing ...

If you’re struggling to repay your student loans, you’re not alone. More than 3.5 million federal student loan borrowers in active repayment were over 30 days delinquent, according to the latest data ...